Send now
pay later™

Send money with Felix and you'll be able to access a credit line.

Frequently asked questions
How does Send Now Pay Later™ work?

By being a Felix customer for 3 months or more, you will be able to apply for our Send Now Pay Later™ service by WhatsApp very soon.
We will ask you for additional information and after a brief evaluation we will let you know in less than 24 hours if you have been approved. We advance an amount for you to send money with Felix and pay it in the agreed time.
If you are interested, add your number to our waiting list here.

How much can I get?

Between $100 - $1000, depending on your transactions with Félix in the past and our internal evaluation of your case.

Who can apply?

To be able to advance your remittance you have to be an active client of Félix.

The more we know you, the more we can help you. If you have not used our money transfer service, try it now by registering here.

What is the cost? 

The cost of the service will depend on the amount that we approve.

 It will be a fixed fee. You will know the amount of the fee when we approve the credit, and you only have to pay it once.

What is the interest rate?

We do not charge an interest rate, the cost of the service will be a fixed fee.

How will the repayment be?

Payments will be made through a WhatsApp payment link, just like our money transfer.

How much time do I have to pay?

The time to repay may be between two weeks and two months, depending on the amount that we advance and our evaluation of your case.

Repayments may be in installments or a single repayment.

Do I need to have a credit history to apply?

It is not necessary to have a credit history to apply.

If I use this service, will my credit history be impacted?

We want to help you build a good credit history in the United States, this is one of the most important benefits of Send Now Pay Later™.

A good credit history is important to be able to build a better future. 

If you meet your payment dates the impact that Send Now Pay Later™ will have on your history will be positive!

What is credit history?

Credit history describes how you use your money and credit. It lists how many credit cards and loans you have, and whether you pay your bills on time. This information is part of your credit report.

See more here.

Why is your credit history important?

Businesses review your credit report to learn a few things about you. They decide if they want to lend you money or give you a credit card. Employers sometimes check your credit report when you apply for a job. Cell phone companies and insurance companies also review your credit report.

Without a credit history, it can be more difficult to get a job, an apartment, or even a credit card.

See more here

What happens if I can’t make a payment on time?

Late payments could negatively impact your credit history.

However, we are here to help you! If for any reason you cannot meet your payments on the agreed dates, it is very important that you let us know as soon as possible and Félix will do everything in our power to help you.

Testimonials
Latinos that already use Félix
Verónica Tapia
Manhattan, NY

I send money to my mother every month without fail thanks to Félix. Safe, fast and very easy to use.

Carlos González
Los Angeles, CA

Thank you for making it easy for us to send money to our families. I have a hearing impairment and lack of balance, so it was impossible for me to go personally to other companies. Congratulations for such an easy, fast and efficient service.

Manolo Rosas
Sarasota, FL

Talking to Félix is ​​really like talking to my family. Very close and fast... I recommend them 100%.

When you talk to Felix, you talk to us!
Our founders
Manuel
CEO

We started Félix to facilitate the life of millions of Latinos who live in the United States that send money abroad

We started Félix to facilitate the life of millions of Latinos who live in the United States that send money abroad

Bernardo
COO

As immigrants, we know how difficult it is to live in a foreign country and work hard to make sure our family is provided for

As immigrants, we know how difficult it is to live in a foreign country and work hard to make sure our family is provided for

WE WORK WITH THE BIGGEST REMITTANCES PICK UP LOCATIONS IN MEXICO